<p data-pm-slice="1 1 []">Understanding transaction statuses onLotus365 helps users keep track of their deposits and withdrawals. The two common statuses are Pending and Completed, and each indicates a different stage of payment processing.

A Pending transaction means the payment request has been received, but processing is not yet finished. This can happen because of bank server delays, payment gateway verification, network congestion, or pending KYC checks. Deposits may take around 1&ndash;15 minutes, while withdrawals can take 1&ndash;24 hours, depending on the payment method and verification status.

A Completed transaction means the payment has been successfully processed. For deposits, the amount should reflect in the account wallet. For withdrawals, the funds have been dispatched to the selected bank account or UPI ID.

If a transaction remains pending longer than expected, users should:

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Check their bank or UPI transaction history.

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Avoid making duplicate payment requests.

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Verify their account KYC status.

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Keep the transaction ID or UTR number.

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Contact the relevant customer support channel.

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Always protect your banking details and never share OTPs, passwords, or UPI PINs with anyone.

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