I can't count how many times I've spawned back in thinking, "That'll be fine," then watching my wallet bleed out at the New-U. If you're trying to stay ahead on Borderlands 4 Cash spending, you've gotta fight smarter, not louder. The new factions hit harder, and the old habit of sticking to one "main gun" gets punished fast. You'll feel it the moment your ammo's gone and the room's still full of enemies.

<h3>Bandit Clans: Messy Fights, Fast Fixes</h3>
Bandits look like free XP until they're pouring in from three doors at once. That's when you want control, not hero plays. I like something that sprays&mdash;SMGs, ARs, anything that keeps pressure on the crowd&mdash;and I'll lean Incendiary because flesh melts. Don't get locked onto the weakest targets, either. The Badass types close distance quick, and if you don't have a shotgun or a hard-hitting sidearm ready, they'll sit in your face and ruin your rhythm. And when a Psycho's waving a live grenade? People keep aiming for the head. Shoot the grenade hand and let the chaos work for you.

<h3>Corporate Military: Swap or Suffer</h3>
These units don't stand still and clap for you. They post up, they flank, and they'll drain your patience with shields and gadgets. If you try to chew through shields with plain bullets, you're basically donating time. Keep Shock on swap and use it like it's part of your reload cycle. Once the blue bar drops, check what's underneath&mdash;yellow armor wants Corrosive, no debate. Also, don't ignore support troops. Medics are the real problem, because one revive can turn a clean push into a long, ugly brawl.

<h3>Wildlife and Alien Constructs: Movement, Then Precision</h3>


Wildlife fights feel like getting jumped in an alley. They don't care about cover, and if you plant your feet, you're asking for it. Cryo helps a ton against packs&mdash;freezing a charger mid-lunge buys a breath, a reload, a reposition, whatever you need. Constructs are the opposite vibe: slower, tougher, and way less forgiving if you're lazy with aim. Look for the glowing bits and treat every shot like it matters. Burst damage does better than trying to stack long DoTs, so a good sniper or heavy pistol can carry you here. If you're keeping your loadout flexible and topping up with u4gm Borderlands 4 Items when your drops go cold, those "impossible" rooms start feeling very manageable.